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Customer Service Charter

As a customer of a Smartgroup company, you can expect a simple and rewarding experience that is easy to understand and even easier to manage.

We continually look for ways to innovate and simplify the products and services we offer, and ask you, our customer, to let us know how we’re going so that we may learn from your experience dealing with us - both good and otherwise. Our unwavering commitment is widely recognised by our peers, having received more awards for customer service and innovation than any other company in our industry, and we’re proud to be accredited by the Customer Service Institute of Australia (CSIA).

Our commitment to you
Our mission is to make the services we offer easy to understand, and for them to be simple and seamless so that you may take full advantage of your benefits.  We aim to always:

  • Be friendly and helpful
  • Explain clearly your benefits and how they work
  • Direct you to the best person to answer or resolve your enquiry first time
  • Respond to email and social media queries within two business days
  • Provide a transparent and competitive fee structure
  • Keep you up-to-date with any changes that impact your benefit arrangements
  • Invite you to provide open and honest feedback so that we may improve our service delivery
  • Continue to seek new ways through innovation and technology to improve our services and make them easy to understand and even easier to access.

We value your feedback – it’s what drives us to improve the way we serve – so if you feel we’re not meeting this commitment to you, we’d like to know about it. To lodge a complaint and understand how your complaint will be handled, see our Complaints Charter.

So that we can provide the service you’ve come to expect from us, we ask that you:

  • Read the updates we send regarding your account;
  • Let us know immediately when there are changes to your personal details, including your employment status;
  • If you’re taking personal leave that affects your pay dates, like long service or parental leave; and
  • Be courteous to our service staff.

Get in touch with us whenever and however it suits.  We’re here to assist when you need us. To find the communication channel that suits you, see Contact Us.

We respect and protect your personal information
Our Privacy Policy explains how we ensure the security and privacy of your personal and financial information. You can view our Privacy Policy in full on our website.

For your peace of mind, we:

  • Have an onsite risk management team dedicated to the protection of our customers' private and sensitive information;
  • Will never sell personal information to other organisations for marketing purposes;
  • Facilitate your right to access your personal information, as stated in our Terms of Use.

Discover how salary packaging can benefit you.


Salary packaging is only available to eligible employees of the Queensland Government as per the Standing Offer Arrangement QGP0065-21. The implications of salary packaging for you (including tax savings and impacts on benefits, surcharges, levies and/or other entitlements) will depend on your individual circumstances. The information in this publication has been prepared by Smartsalary Pty Ltd for general information purposes only, without taking into consideration any individual circumstances. Smartsalary Pty Ltd and the Queensland Government recommend that before acting on any information or entering into a salary packaging arrangement and/or a participation agreement with your employer, you should consider your objectives, financial situation and needs, and, take the appropriate legal, financial or other professional advice based upon your own particular circumstances. You should also read the Salary Packaging Participation Agreement and the relevant Queensland Government Salary Packaging Information Booklets and Fact Forms available via the Queensland Government Contracts Directory. The Queensland Government strongly recommends that you obtain independent financial advice prior to entering into, or changing the terms of, a salary packaging arrangement.